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calendar_today October 19, 2025
menu_book James
location_on Morning Ministry

James 5: Living Faith in the Last Days

view_list Book of James
person Matthew Chia

Sermon Synopsis
James chapter five calls believers to live out a genuine, living faith in the last days. James warns against trusting in wealth, urges patient endurance amid suffering, and highlights prayer as the lifeline of faithful Christian living. Through vivid images and biblical examples, he reminds the church that God sees injustice, sustains the steadfast, and restores the wandering. The chapter ends with a vision of a healthy church that waits expectantly, prays faithfully, and loves persistently as it looks toward the Lord’s return.

Transcript

Please note: This transcript is provided as close to verbatim record of the sermon.

Living Faith in the Last Days

James 5

Introduction

Good morning. Thank you for your prayers and words of encouragement leading up to this morning’s message. I hope you will be able to follow along—I feel like this message may be a bit longer, so I will be going a bit faster.

Today, we are covering the final chapter in the book of James. Throughout this letter, we have seen that James is deeply concerned with what it means to have a living faith. It is a faith that does not just talk, but acts. A faith that does not just hear, but obeys.

In chapter five, James shows us what genuine faith looks like in the last days:

  1. How we should view wealth
  2. How we should wait in suffering
  3. How we should depend on God through prayer

That will be our basic structure today. If we are in the third section in the last ten minutes, then you know we are right on track.

Before we begin, let us pray.

(Opening prayer )

 

  1. A Warning to the Self-Indulgent

James 5:1–6

I will be reading from the ESV. You may follow along on the slides.

“Come now, you rich, weep and howl for the miseries that are coming upon you…” (James 5:1–6)

Right at the start of James chapter five, you may notice that these verses almost sound like they do not belong in this letter. There is a sudden and sharp change in tone. James, who has been addressing believers throughout the letter, now seems to turn toward the ungodly rather than the scattered Christians he has been writing to.

There are differing views on this passage, but I am inclined to think that James has shifted his focus here and is pronouncing a prophetic warning of judgment. The language is extremely strong—there is no encouragement here, no call to repentance, no invitation to turn back. It sounds very much like the warnings of the Old Testament prophets.

This judgment is directed at the wealthy who gained their riches through oppression. Verse one says, “Come now, you rich, weep and howl for the miseries that are coming upon you.” That is not language meant to comfort.

So why does James include this section in a letter written to persecuted believers?

I would suggest two reasons.

First, to remind believers that God sees the injustices of this world, and He will bring them to account.

Second, to warn the church that we are not immune to the love of money and self-indulgence. James likely did not expect unbelievers to read this letter, yet he included this warning anyway. That suggests it is also meant for us.

So we should not immediately dismiss this passage and think, “This does not apply to me.” Instead, we should examine ourselves carefully.

Wealth and the Heart

The Bible never condemns wealth itself. Scripture gives us examples of people like Abraham, Job, and Lydia who were materially blessed by God. The danger lies not in what we possess, but in what possesses us.

Money becomes dangerous when it becomes our master instead of our means.

Paul writes in 1 Timothy 6:10, “For the love of money is a root of all kinds of evils…” It is not wealth that destroys us, but our craving for it. That craving slowly pulls our hearts away from God. Wandering rarely happens suddenly—it happens gradually.

Solomon writes in Ecclesiastes 5:10, “Whoever loves money never has enough… whoever loves wealth is never satisfied with their income.” This is so true of our society today—and perhaps of ourselves. We tell ourselves that once we earn a little more, then we will be secure, then we will give more, then we will serve more. But “enough” never really comes.

So James calls us to ask: What am I truly trusting in—God or money?

Three Warnings About Wealth

James gives us three warnings about how wealth can corrupt us:

  1. Hoarding instead of sharing (v. 3)
    “You have laid up treasure in the last days.”
    Even as the world moves toward Christ’s return, people continue building bigger barns.
  2. Injustice and exploitation (v. 4)
    God hears the cries of the mistreated. Nothing escapes His notice.
  3. Self-indulgence and complacency (v. 5)
    Like cattle fattened for slaughter, people indulge themselves, unaware that the day of the Lord is near.

James uses the word “evidence” in verse three. The things we hoard, cling to, and trust in will one day become evidence against us—like items presented in a courtroom.

This is not meant to guilt-trip us. God richly provides us with everything for our enjoyment. He wants us to enjoy His blessings. The real question is this:

  • Are our blessings drawing us closer to God, or distracting us from Him?
  • Are our possessions being used for His glory, or have they quietly taken His place?

God calls us to remember that everything we have—every dollar, every talent, every opportunity—is entrusted to us to steward for His glory.

Heart-Check Questions

Before moving on, James invites us to pause and ask:

  1. Am I longing more for comfort and riches, or for the coming of Christ?
  2. Do I measure success by accumulation, or by service?
  3. Do I see wealth as a blessing to steward, or something to protect for myself?

One day, everything we cling to will fade. But the love and generosity we show will matter for eternity.

 

  1. A Call to Patient Endurance

James 5:7–12

After the strong warning of the first six verses, James now turns back to the believers. He addresses them tenderly as “brothers.”

His instruction is simple, but difficult: “Be patient.”

Waiting is often one of the hardest tests of faith. We live in an instant world, yet faith is rarely instant. James writes to believers who had lost homes, jobs, and family members through persecution.

This waiting is not passive resignation. It is expectant perseverance—steadfastness. It is a waiting that holds fast because it knows who is coming.

Examples of Patient Faith

The Farmer
The farmer prepares the soil, sows the seed, and waits. He cannot control the rain. Much of the work happens beneath the surface. So it is with God’s work in us.

The Prophets
They were faithful and suffered greatly. Scripture calls them blessed—not because suffering is pleasant, but because God uses it to refine faith.

Job
Job questioned, lamented, and wrestled—but he never let go of God. He held onto who God is, even when he did not understand why.

James reminds us that the Lord is compassionate and merciful—even when we cannot see it.

Living Ready

James says the coming of the Lord is at hand. He was not mistaken. The early church lived with constant readiness, and so should we.

If Christ could return today, how would that change the way we live?

 

  1. A Call to Prayerful Restoration

James 5:13–20

In this final section, James answers the question: What do we do while we wait?

His answer is simple: pray.

Whether suffering or rejoicing, we are to turn to God first.

Prayer in Community

James describes a beautiful picture of church life:

  • Calling for prayer in sickness
  • Confessing sins to one another
  • Supporting one another in weakness

Healing often begins with humility—admitting we need help.

The prayer of a righteous person is powerful—not because the person is perfect, but because their heart is aligned with God.

Elijah: A Man Like Us

Elijah was not extraordinary because of who he was, but because of the God he prayed to. James emphasizes that Elijah was “a man with a nature like ours.” That is deeply encouraging.

The power is not in us—it is in God.

Restoring the Wandering

James closes his letter with a call to pursue those who wander from the truth. This is steadfast love in action. God’s grace is not only able to forgive, but also to restore.

A healthy church:

  • Prays in every circumstance
  • Cares for the sick and struggling
  • Confesses and forgives freely
  • Restores the wandering
  • Waits with hope for Christ’s return

 

Conclusion: Three Takeaways

From James chapter five:

  1. Live humbly before God—do not trust in wealth or comfort
  2. Endure patiently under trial—the Lord is near, and His purposes are good
  3. Pray earnestly for one another—God is mighty to save and restore

May we have a faith that does not just believe, but lives—a living faith for the last days.

(Closing prayer)

For God so loved the World, that he gave his one and only Son, that whoever believes in Him shall not perish but have eternal life. John 3:16     
For God so loved the World, that he gave his one and only Son, that whoever believes in Him shall not perish but have eternal life. John 3:16     
For God so loved the World, that he gave his one and only Son, that whoever believes in Him shall not perish but have eternal life. John 3:16     
For God so loved the World, that he gave his one and only Son, that whoever believes in Him shall not perish but have eternal life. John 3:16